I HAVE TO SELL MY HOME IN OREGON, BUT I DON’T HAVE ENOUGH EQUITY TO PAY A COMMISSION

By c21jcjones

 

 

This is a tough spot to be in.  If you are or about to be behind in your payments and your house is worth less than your mortgage plus selling costs, you probably need to do a SHORT SALE.  Contact your lender, explain your situation in full.  Put your property on the market with an office experienced in handling short sales. They can negotiate not only the dealings with your buyer, but just as important, the delicate negotiations with the lender in order to help protect your credit record to the extent possible.

 

If the lender approves the deal and your sale proceeds are short, the closing costs and realtor fees are paid by the lender.  This benefits them as well, since they usually realize more from a short sale than from a foreclosure.

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